FINANCE ATENA INSIGHTS

Il Sole 24 Ore presents Finance Atena

1 APRIL

We must ask ourselves why the finance sector—which deals with investment analyses involving millions of euros and business models that have a major impact on and carry significant responsibility toward the market and the community—still relies on “do-it-yourself” models in Excel spreadsheets for its predictive economic and financial analyses. The average accuracy of Excel spreadsheets in approximating economic and financial reality is in the range of 15–20%. It’s like photographing reality with an old camera equipped with obsolete lenses that can only produce blurry and unclear photos.

Today, the world has changed, and there are tools that allow us to bring reality into focus in an extraordinary way. Finance Atena —the first platform in Europe based on Artificial Intelligence (AI), enables secure and reliable Predictive Economic and Financial Analysis in the real economy for any type of investment and business model, with 100% reliability compared to “spreadsheet technology.”

No. 1 in Reliability

Sostenibilità No. 1 in Reliability, because it allows you to manage real-economy investments with complete reliability and objectivity. It uses algorithms certified by leading financial institutions. It offers all the features the financial sector has to offer, allowing you to take full advantage of them. To ensure complete alignment with reality, each input variable can be associated with its own monthly calculation and time matrix, along with its VAT rate and payment/collection method. Analyses and calculations are performed on a monthly basis, regardless of the project’s duration.

No. 1 for Opportunities

Opportunità No. 1 for Opportunities, because it allows you to structure investments and corporate models within your business units—each with its own investments, costs, and operating revenues—enabling you to immediately assess profit margins and investment priorities. Scenario analysis then allows you to compare various assumptions to make the best decisions. AI constantly guides the investor by suggesting the best investment, debt restructuring, tax, and risk scenarios. Automatic reporting with comments customized based on the results.

No. 1 in Profitability

Profittabilità No. 1 in Profitability, because it allows you to save up to 50% on funding sources—equity, debt lines, and shareholder loans—compared to spreadsheet-based analyses. For public administrations investing in PPPs, it enables them to recommend the optimal level of public funding to ensure the initiative’s sustainability. It also enables the optimization of debt servicing by adjusting various debt facilities—in terms of repayment methods, drawdown priorities, and repayment schedules. For investors and entrepreneurs, it maximizes the profitability of their investments; for consultants and banks, it enables reliable analysis; and for public administrations, it facilitates the development of sustainable projects.

Talk to the Finance Atena consultants and learn more about the platform dedicated to predictive analytics.

FINANCE ATENA 1 APRIL